FCN Bank began operations on January 2, 1901 in Brookville, Indiana as the Franklin County National Bank of Brookville. From simple beginnings and wise business management, FCN Bank has survived turbulent economic times and has grown to serve communities in Franklin, Fayette, Ripley and Dearborn counties in Indiana, and Hamilton County Ohio. They look forward to continuing their position as an independent community bank leader in the local area, and satisfying the financial and security needs of their shareholders and customers. They welcome the opportunity to introduce you to the FCN Bank family. As banks merge, and the owners and managers of those banks get farther and farther away from the communities where they are located, they stand proudly as an independent bank that continues to operate by its traditional values, while offering you the modern services you expect from a bank today.

FCN Bank is committed to helping local businesses with competitive financial products that are economical for both large and small businesses. They are especially proud to offer Unlimited Free Business Checking, with no monthly service fees, and no limit on transactions. At FCN Bank, they think that people are the best determiners of loan applications, and that local residents know best how to serve the local area. They strive for a level of personal service that an out-of-state bank just cannot provide. They care about the surrounding area because they live here too. FCN Bank is locally owned and operated, and has been so since 1901. If you have need of a loan, as well as a full-service bank, please come in and talk to us at FCN Bank.

For more information, please visit http://www.fcnbank.com

Monroe Bank, formerly Monroe County Bank, was founded in 1892 as a community bank, and has retained that heritage through over a century of growth. With primary offices located in Bloomington, Indiana, they also serve Central and South Central Indiana through 17 locations in Monroe, Jackson, Lawrence, and Hendricks Counties. They are a traditional community bank that provides a variety of financial services, including: personal checking and savings accounts , business account management services , making commercial, mortgage and personal loans , providing personal and corporate trust services , providing investment and brokerage services. They also retain a strong community commitment. Their employees are recognized for community service and leadership, and many employees serve on boards of community organizations.

Monroe Bank is dedicated to providing extraordinary customer servicewith a comprehensive variety of advanced financial products, offered in a timely, efficient, and friendly manner to every customer. Their Mission is To set the standard in their communities for excellence in financial service products and their delivery, while realizing the greatest benefit for their Shareholders, Employees and Customers. It is not just a mission statement. It’s a guideline, their principle of operation and the map to every path we take. Our employees begin to understand from their first day of New Employee Orientation that everything starts with the customer. President and Chief Executive Officer, Mark Bradford, explains to them that he reflects on our mission before making critical decisions.

For more information, please visit http://www.monroebank.com

MarkleBank remains committed to independent community banking with local decision making and excellent customer service that sets it apart from other financial institutions. At MarkleBank, their passion and mission is to serve their customers and their communities. Whether you need to open a checking account, save for tomorrow, get credit, or apply for a loan, you’ll find MarkleBank as the financial partner that takes action on your behalf. They’ll do what it takes to make things happenquickly and conveniently. MarkleBank built a rock solid reputation through uncommon banking know-how combined with fair, honest dealing, a heart to help, and a can-do attitude.

In 1947, a group of public-spirited businessmen in Markle, Indiana, associated themselves to organize a bank. On September 9, 1947, the Indiana State Department of Financial Institutions and the Indiana Secretary of State granted a charter for an organization known as the State Bank of Markle (later to be called MarkleBank). These services are provided and available at all offices of MarkleBank. MarkleBank remains committed to independent community banking with local decision making and excellent customer service that sets it apart from other financial institutions.

For more information, please visit http://www.marklebank.com

Citizens National Bank is a full-service, independent community bank serving six locations in lower northern Michigan; Cheboygan, Onaway, Mackinaw City, Pellston, Indian River and Alanson. They are the largest, locally- owned bank in the northern lower peninsula of Michigan. In 2009, Citizens National Bank will be celebrating its 78th anniversary. On January 24, 1931 the bank received its charter from the federal Comptroller of the Currency and is entirely owned by the CNB Corporation. Since that time, CNB has served the people and the communities of Cheboygan and over time added five branch locations; Onaway, Mackinaw City, Pellston, Indian River and in 2005 Alanson. Citizens National Bank is in the same location as when it originally opened doors in Cheboygan.

Citizens National Bank offers a full line of business banking services. Check out one of our listed products below, but if you dont see what you are looking for, please contact a customer service representative to get more information. CNB Financial Services is the investment, insurance and financial planning affiliate of Citizens National Bank. They offer access to financial planning and investment management as well as traditional brokerage and insurance services through Infinex Investments, Inc. They have the expertise and the tools available to create custom solutions for all their clients investment needs, from opening their first IRA account to developing a comprehensive retirement plan and rolling over their 401k.

For more information, please visit http://www.cnbismybank.com

K-Rep Bank is a leading and fast growing Commercial Bank that targets the Micro Finance sector but also provides a wide range of banking services. K-Rep Banks mission is to provide exceptional financial services that create value and enrich the lives of their customers, shareholders, employees and the community. K-Rep Bank was established by the K-Rep Group limited, a Kenyan development agency involved in microfinance, research, advisory services and a host of other development initiatives. K-Rep Bank provides financial services to all because it believes that this is a basic human right that every Kenyan, especially the low-income, small and micro entrepreneurs must have access to. It further believes that the access to this service is an essential ingredient for eradicating poverty developing this country.

The Bank therefore aims at bringing the Micro Finance to the centre of the banking sector arena, as opposed to the peripheral financial activity it has hitherto been perceived to be. K-Rep was established in 1984 as a project that supported the development of Small and Micro Enterprises through NGO managed programs. In 1987, the project was incorporated as local NGO. It changed its original strategy of supporting NGOs with grants and technical assistance, to that of advancing loans to the NGOs, in 1989. K-Rep Banks vision is to be the financial services organization of choice for the majority of Kenyans. K-Rep Banks mission is to provide exceptional financial services that create value and enrich the lives of our customers, shareholders, employees and the community.

For more information, please visit http://www.k-repbank.com

In 1873, Horizon Bank was founded in Michigan City, Indiana – a small settlement on a sand hill at the southeastern tip of Lake Michigan. The city’s early leaders were able to turn sand into prosperity by selling it to glass manufacturers, starting Michigan City on the road to economic growth and development. Throughout the last six generations, Horizon Bank has grown and evolved along with the city, providing comprehensive financial services and community activism. The Bank received its original charter in April of 1873 as “First National Bank.” By the turn of the century, the Bank had brought the “gold standard” to customer service in banking by opening the first-ever “drive-up window” to protect the payroll of gold coins that local railroad industrialist John H. Barker used to pay his employees.

The Bank’s assets were well secured behind a soundproof, 12-ton vault door long before the notorious bank robber John Dillinger became a threat to financial institutions across Northwest Indiana. When Dillinger became the nation’s Public Enemy No. 1, the Bank also mounted a World War I rifle to a rail in the Director’s office above the bank lobby and teller lines for additional protection. At Horizon they offer a full line of personal financial services from checking and savings to loans and investments, all designed to fit your unique needs. And, with their commitment to provide exceptional service, back by sensible advice, they hope you’ll choose us as your life-long financial advisor. Horizon works in partnership with you in your business, managing a complete spectrum of specialized financial services and freeing you up to invest your time and energies in the day-to-day management of your company.

For more information, please visit http://www.accesshorizon.com

At Havana National Bank, they’re always looking for better ways to serve you. They have been here since 1875 and they are here to stay… locally owned and managed! Havana National Bank, established in 1875, is a locally owned agricultural bank situated along the Illinois River in Havana, Illinois. During its 132 years of service to its community it has focused on the farming community as its mainstay. This area of west central Illinois attributes a portion of its success to an unlimited natural resource of underground water supply known as the aquifer. The agricultural community makes use of this natural water supply through the many irrigation systems in use. Mason County has more irrigation systems than any other county in Illinois.

In addition to providing traditional crops to America’s economy, such as soybeans and corn, this area is responsible for specialty crops such as vegetables, popcorn and melons. The bank, although very conservative, is also progressive and responsive to the ongoing financial needs of its customers. Traditional products such as checking, savings, time certificates and a wide variety of loan products are the bank’s main focus. However, in order to compete effectively with its changing world, many new products have been added. Discount brokerage, in-house credit cards, ATM/debit cards, business leasing, high-yield, FDIC-insured, money market accounts, etc. have been added in recent years to serve the needs of the market area.

For more information, please visit http://www.havanabank.com

Tennessee State Bank is built on tradition, service and trust. Since the first meeting of original charter board members, they have been locally owned and operated. Their founders set high standards of excellence for their organization, their operations, and their people over 36 years ago. They have always been proud to be a pioneer in their marketplace by being the first to offer the latest in banking products and services to benefit their friends in the communities they serve. As times change, so do the needs of their customers. Tennessee State Bank will always be willing to bring you the latest technology without compromising their hometown, friendly service that their customers have grown to expect.

Tennessee State Bank currently offers 15 branch locations to serve you in Sevier and Knox Counties. In addition, you will find conveniently located ATMs throughout their community. The Directors, Officers, and Staff of Tennessee State Bank are jointly committed to meeting the needs and requirements of the customers and communities served. The bank recognizes that the service rendered is only as good as the customer perceives; therefore, the bank’s mission statement is directed toward these objectives. ENHANCE and maintain the bank’s public image as a sound, high quality, friendly place to conduct banking business; MAINTAIN a strong, reliable reputation and a high level of public confidence; , BELIEVE their customers are their most valuable assets;, REGARD banking as a trust to be handled with honor, integrity, and prudence.

For more information, please visit http://www.tnstatebank.com

In 1960, a group of Whidbey Island business leaders felt the time had come to create an independent community bank one that would serve the unique banking needs of local businesses and residents of Whidbey Island. Their vision was simple: To build a bank based on strong community values one that would invest its financial capital locally. One that believed its employees are its most valuable asset. Most importantly, this bank would provide an exceptional level of service, simply by treating people for who they are their friends and neighbors. They call this style of banking The Whidbey Way and, in spite of our island roots, it doesnt end at the Clinton ferry terminal or at Deception Pass. Experience the Whidbey Way of banking at 18 branches, throughout 5 counties in Northwest Washington.

Depending upon your needs, they have checking accounts with all the bells and whistles to the most basic, nofrills free account. If youd like assistance determining which would best fit you, or to set up your account, stop in at any of their branches. To make banking with them even easier, theyve included Online Banking and Bill Pay as a free feature with all of their Personal and Business Accounts. Selecting a mortgage lender is one of the most important steps in the process of buying a home. And while it may be a bit daunting if youve never taken out a mortgage before, an experienced lender can make the process a lot more comfortable.

For more information, please visit https://www.wibank.com

A community bank with online banking, Ameris Bank offers the best in banking service and convenience. Ameris Bank provides everything small and large businesses need to manage and grow their assets all with their signature community bank service. Ameris Bank has been serving communities with personal service for over 35 years. The product of a long, rich history and a dedication to the true meaning of community banking, Ameris Bank is a proud neighbor to customers as far north as South Carolina and as far south as Florida. Their core values of character, superior customer service, quality growth and enhanced shareholder value underscore every decision and every action they make. Ameris Bank provides its business and individual customers with a full range of services – including free checking, Internet Banking, Mortgage Banking, IRAs, CDs and more.

Above all, Ameris Bank’s history is built on community banking and customer service. From their earliest beginnings in August of 1971, the group that began as American Banking Company has been focused on creating a distinctly different way of helping neighbors manage and make the most of their money. It’s a goal they began achieving as early as 1979, with the acquisition of banks throughout their communities in Georgia. Acquisitions continued into the 1980s and 90s. Shortly after going public in May of 1994, they extended their reach into Alabama, and one thing became clear: ABC Bancorp was more than a network of differently named banks. It was time to become the cohesive, single-minded group of financial experts we’d aimed to become more than thirty years earlier. That’s when Ameris Bank was born.

For more information, please visit http://www.amerisbank.com