The Monticello Banking Company offers a full range of deposit and loan products available to both business and individual customers. Deposit options range from traditional checking and savings accounts to Premium Money Market Accounts and certificates of deposit.
Additionally, the bank offers credit cards, including the VISA Business card, ATM cards, and their own VISA CheckCard for debit and ATM transactions.
The bank offers a wide range of loan products Consumer loan products include residential mortgage, construction, home equity and second mortgage home loans; automobile and recreational vehicle loans; personal lines of credit an unsecured loans; and loans for many other purposes including financing for luxury houseboats.

Houseboat loans currently comprise a significant portion of the bank’s loan portfolio and help support the local houseboat manufacturing industry.
The Monticello Banking Company is able to meet the credit needs of local business through lines of credit, term loans, mortgage loans, construction loans, and letters of credit. Tax-exempt credit facilities are also made available for local government projects including utility infrastructure and industrial recruitment.
* The Monticello Banking Company, a state-chartered commercial bank, has been in business since 1895. The bank’s main office in Monticello, Kentucky remains in the original downtown location and has operated under the same name for over 100 years

For more information, please visit http://www.bankatmbc.comok